ManVsMarket Terms of Service and Policies
Version 2026-11-09-r2 · Effective November 9, 2026
Please read all six parts. When you create a ManVsMarket account, you agree to every part below.
In these documents, "ManVsMarket," "we," and "us" mean ManVsMarket, 3236 Forum Blvd #1049, Fort Myers, FL 33905. "You" means the person using the site. "The site" means manvsmarket.net, manvsmarket.us, and the reports, tools, chats, and emails that come from them.
1. Terms of Service
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Your account
- You must be at least 18 years old to create an account.
- One account per person. Give us a real email address that you control, and keep your password private. You are responsible for everything done with your account.
- Do not share your login or let anyone else use your account.
Memberships
- Bronze is free. Silver and Gold are paid memberships billed through Patreon (see Part 5).
- What each membership includes is shown on the site and may change as we add, improve, or retire reports and tools.
- Some tools have daily use limits. These limits protect the site and our members against abuse and automated bots.
How you may use the site
- Reports, lists, scores, charts, and writeups are for your own personal use.
- Do not copy, resell, republish, or share paid reports or their contents outside the site, including screenshots, without our written permission.
- Do not use bots, scrapers, or other automated tools to read or download the site, and do not try to get around use limits, membership levels, or security.
- Do not use the site for anything unlawful, including market manipulation.
Our content and trademarks
The site, its reports, its methods, and its design belong to ManVsMarket. ManVsMarket™ is our trademark. Using the site does not give you any ownership of them.
You keep ownership of what you post in chats and messages. By posting, you allow ManVsMarket to show it on the site to the members who can see that chat or message.
Outside services
The site uses outside services and data, such as market data providers, TradingView charts, the Bloomberg TV live stream, Patreon, and email delivery. We are not responsible for those services. Market data can be delayed, incomplete, or wrong.
Ending your account
You can stop using the site and ask us to close your account at any time. We may limit, suspend, or close an account that breaks these terms or the Community Rules. Paid memberships are handled under Part 5.
No warranties
The site is provided "as is" and "as available." We work to keep it accurate and running, but we do not promise that it will be error-free, uninterrupted, or that any report will be correct or complete.
Limits on our liability
To the fullest extent the law allows, ManVsMarket is not liable for any trading or investment losses, lost profits, or indirect, incidental, or consequential damages arising from your use of the site. We bear no liability. It is incumbent on you to do your own research, and you attest to this in this document.
You agree to cover ManVsMarket's reasonable costs, including legal fees, if a claim against us arises from your misuse of the site or your breaking these terms.
Law and disputes
These terms are governed by the laws of the State of Florida. Any dispute will be handled in the state or federal courts located in Lee County, Florida.
Changes to these terms
We may update these documents. The version date at the top will change, and for important changes we will tell members on the site or by email. Using the site after a change means you accept the new version.
Contact
Questions about these terms: send a private message to ManVsMarket through Messages on the site, or write to ManVsMarket, 3236 Forum Blvd #1049, Fort Myers, FL 33905.
2. Investment Disclaimer
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Everything on ManVsMarket is information, not advice.
- ManVsMarket is not a registered investment adviser, broker-dealer, or financial planner. Nothing on the site is an offer or a recommendation to buy or sell any security.
- Labels and levels such as "In buying range," "Buy," "Hold," "Sell," entry, stop, and target are the results of ManVsMarket's screening process. They are not personal recommendations, and they do not take your finances, goals, or risk tolerance into account.
- Trading and investing involve risk, including the loss of all the money you invest. Some strategies, such as using margin or options, can lose more than you invest.
- Past results, records, back-tests, and win rates do not guarantee future results.
- Market data and reports can be delayed or wrong. Check prices and facts yourself before you trade.
- ManVsMarket, its owner, and its members may own or trade stocks and ETFs that appear on the site.
- Posts in chats and messages are the opinions of the members who write them, not ManVsMarket.
- You are solely responsible for your own trading and investment decisions. Consider talking with a licensed financial professional before you invest.
- You agree to do your own research before buying or selling any stock or ETF, and you agree to hold ManVsMarket harmless for your trading and investment decisions.
3. Privacy Policy
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What we collect
- Account details: your email address, username, password (stored in scrambled form, never readable by us), and membership level.
- Settings you choose: such as dark mode, text size, and which emails and notices you want.
- What you post: chat posts, private messages, pictures, and your profile.
- Site activity: such as your last visit and login, and daily tool use counts used for the daily limits.
- Security and usage information: your IP address and browser details, used to protect the site against spammers and fraudsters, and page-visit information collected by Google Analytics.
- Your agreement: a record of which version of these documents you accepted, and when.
- Sign-up security records: when a sign-up is refused, or isn't confirmed within 24 hours, we keep a security record of the username, email address, IP address, and reason for 30 days. During that time an unconfirmed address can't be signed up again and doesn't receive repeat emails from us.
- Payments: Patreon handles all payments. ManVsMarket never receives your card or bank details.
Cookies
The site requires cookies to keep you signed in and to protect members against spammers and fraudsters. The site also uses Google Analytics (a Google tag) to understand how the site is used, such as which pages are visited. Google may set its own cookies for this. You can limit them in your browser settings or with Google's opt-out tool.
Security check on sign-up
The Join form uses Cloudflare Turnstile to tell people from bots. To do this, Cloudflare sees your IP address and information about your browser and device while you sign up. We receive only a pass or fail result.
How we use it
To run your account, deliver the reports and emails you choose, keep the site secure, enforce our rules, and improve the site.
Who we share it with
We do not sell or rent your personal information. We share it only with the services that help us run the site (hosting, email delivery, Google Analytics, Cloudflare Turnstile, and Patreon), when the law requires it, or when needed to protect the safety and rights of our members and ManVsMarket.
Your choices
- Every email that is not an account email has an Unsubscribe link (see Part 6).
- You can change your notice settings on the site.
- You can ask us for a copy of your information, to correct it, or to delete your account by sending a private message to ManVsMarket through Messages on the site. We may keep some records when the law requires it or for security, such as your agreement record or a ban.
Keeping it safe
We use reasonable safeguards to protect your information, but no website can promise perfect security.
Age
The site is not for anyone under 18, and we do not knowingly collect information from them.
5. Billing, Cancellation, and Refunds
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- Bronze is free.
- Silver and Gold are paid monthly through Patreon. Patreon's terms also apply to your payments. Prices are shown on Patreon when you join.
- Your access on the site follows your active Patreon membership. Changes can take a short time to show on the site.
- Cancel anytime in Patreon. You won't be charged again, and you keep your Silver or Gold access through the end of the month you paid for. After that, your account returns to Bronze.
- Refunds: if you ask within 7 days of the first charge for your first paid month, we will refund that first month. Otherwise, payments are not refundable, and we don't give credit for part of a month, except where the law requires it.
- How to ask for a refund: send a private message to ManVsMarket through Messages on the site, with the email address on your Patreon account. Refunds are made through Patreon.
- Accounts banned for breaking the Community Rules are not eligible for a refund.
- If prices change, we will give members notice before the new price applies.
6. Email and Communications
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- Confirmed opt-in. We only email addresses that have been confirmed by clicking the link in our confirmation email. The confirmation link works for 24 hours. If someone signs up with an address that isn't theirs, the owner of that address can ignore our email and won't hear from us again.
- Account emails: confirming your address, password resets, and email changes. These are sent whenever needed while you have an account.
- Welcome email: sent once, after you confirm your address.
- Report emails: the ManVsMarket reports you choose to receive by email.
- Message notices: a short email when someone sends you a private message or a broadcast, if you have notices turned on.
- Announcements: occasional news about ManVsMarket and your membership.
- Unsubscribe anytime. Every email except account emails has an Unsubscribe link. "Unsubscribe from all" stops report emails, announcements, and message notices right away. Account emails still go out while you have an account.
- Our emails come from noreply@manvsmarket.net. That address is not monitored and does not accept replies. To reach us, send a private message to ManVsMarket through Messages on the site. ManVsMarket will never ask for your password by email.